US Capital 1

We Process Your Cards Into Cash

We Cash Your Cards Into Capital

US Capital1 credit card processing services are available to merchants of all sizes in virtually every business sector, including retail, restaurants, mail order/telephone order, e-Commerce, supermarkets/multi-lane, hotel/lodging and petroleum/convenience store.

With one of our state-of-the-art terminals, you will be able to accept all Visa, MasterCard, Discover, American Express, Diners Club and JCB cards for payment as well as private label and smart cards. we are a full service processor providing all of our merchant account clients with in-house 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services we also have a variety of customized solutions to fit any businesses requirements.

Over the past few years, we  have found that many of our customers (and many of their customers too) prefer to pay by debit rather than credit, cash or check. As this sector of the market grows rapidly, 0ur company  is at the forefront of offering this safer, faster and more cost-effective payment avenue to merchants of all sizes. Merchants who accept pin-based debit transactions reduce the cost of accepting credit cards significantly by paying a flat transaction fee rather than a percentage-based commission. Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks while standard options such as debit surcharges and 'cashback' are also available.

We offer  some of the most competitive rates in the electronic payment processing business!

While many "competitors" try to allure you with a low discount rate, they fail to explain that the low, advertized rate only applies to swiped check/debit card transactions. After you factor in the transaction fees, statement fees, monthly minimum fees, annual fees, PCI fees, downgrade fees, etc., you'll get a more realistic view of what your true costs will be.

 we offer several pricing options including 2-tier, 3-tier, 4-tier and InterChange pass-through pricing.

US Capital 1 is a regional sales office for

Alpha Card Services, a registered ISO/MSP of HSBC Bank USA, 

National Association, Buffalo, NY

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